Workers' Comp Benefits Overview

Our clients often have questions about work comp benefits, and at Gesmer Law Offices, P.C., we recognize that understanding these benefits can be challenging. Our lawyers take a hands-on, consultative approach to working with clients. From the beginning steps of gathering information and asking our clients about their goals, to closing a work comp claim, we are strong advocates for our clients.

Attorneys Providing Straightforward Advice On Workers' Comp Benefits

There are essentially five different types of workers' compensation benefits, which include:

  • Temporary Total Disability (TTD): These are temporary benefits to help cover lost time at work. You can get TTD benefits if you are completely unable to work or on work restriction where your work cannot accommodate to "light duty".
  • Medical bill payment: You are entitled to get your medical bills paid for if you have been injured in a workplace accident.
  • Permanent Partial Disability (PPD): These are permanent benefits that can be explored at the end of treatment when an injured worker returns to work. These are not for pain and suffering, but for permanent lingering injury effects.
  • Statutory Permanent Total Disability (PTD): These benefits are not commonly given, and are only awarded in situations involving amputations (loss of both limbs) or other catastrophic, life-altering injuries.
  • Odd Lot Permanent Total Disability (TD): Odd Lot PTD benefits are given to someone who has a permanent work restriction due to the work injury who can no longer perform their regular job and who also cannot perform any type of light duty work whatsoever in the economy. Often a diligent, but unsuccessful, job search is required to be performed before such benefits are awarded. These benefits are awarded based upon a combination of age, education and the nature of the injury sustained. If awarded, these are given on a weekly basis for the injured worker's lifetime.
  • 8(d)(1) Wage Differential Benefits: These are benefits that are awarded where an injured worker has a permanent work restriction and whose earning capacity is reduced as a direct result of the work injury. Such an injured worker is entitled to recoup two-thirds of the difference between what he would be earning in the full performance of his duties in his regular job and a suitable alternative light duty job within his or her work restrictions. These benefits are paid either for the duration of the injured worker's life or to age 67 (depending on the date of the accident).

If you have other questions about disability benefits, visit our FAQ page or contact our firm to schedule your first consultation.

Contact Gesmer Law Offices, P.C., Today

There is no charge for the first consultation. To schedule a meeting, please contact us at 815-968-1000. We are able to schedule appointments to meet our clients' needs. Located in Rockford, we handle cases throughout neighboring Illinois communities.