Understanding How Workers’ Compensation Affects SSDI

In addition to Social Security Disability Insurance (SSDI), workers may receive workers' compensation. It is not always clear how these two benefits interact with each other. This makes it critical to speak with a lawyer who has a thorough understanding of disability law as soon as possible.

At Gesmer & Reynolds, P.C., our attorneys have extensive experience assisting people with workers' compensation and SSDI claims. We are committed to working closely with you to help you maximize the benefits you are legally entitled to receive.

Workers' Compensation Can Reduce SSDI

When determining your benefits, the Social Security Administration (SSA) adds together your SSDI and workers' compensation. If the sum exceeds 80 percent of your current average earnings, you will see a reduction in your SSDI benefits.

For example, imagine your monthly income before you became disabled was $3,500. The most you may receive in combined benefits is $2,800. This is due to the 80 percent cap. If you are eligible to receive $2,200 in SSDI and $1,000 in workers' compensation, your SSDI would be reduced by $400.

Not All Benefits Affect SSDI

It is important to note that not all benefits negatively affect SSDI, including:

  • Veterans benefits
  • State and local benefits from which Social Security taxes were deducted
  • Supplemental Security Income (SSI)

Our attorneys focus on providing close representation throughout the legal process. We will take the time to understand your situation and identify the best option for your needs. Our firm is committed to finding an outcome that reflects your best interests.

Speak With Our Attorneys About Your Claim

We are prepared to assist individuals in communities in Rockford and the surrounding communities of northern Illinois and southern Wisconsin. Schedule a free consultation today and get answers to your SSDI questions. Call us at 815-968-1000 or by completing the contact form on our website.